Refinance Loans

Many business owners aren’t aware of the capital they have locked away in their business which could be the key to achieving their long term growth objectives.

How does refinancing work?
  1.  TVAF assesses the value of your asset
  2.  The business sells the asset to the lender based on the valuation that TVAF has agreed
  3.  You continue to use the asset in your business, paying the lender back monthly
  4.  You benefit from the cash injection in to your business, to help you grow
Who can benefit?
  • Start ups with assets but who need investment to grow
  • Established businesses who require cash to secure a new deal or to over-come unforeseen events
  • Individuals or businesses with problematic credit history

 

Find out more about refinance loans by calling our team on 01635 785 400.

Watch Our Asset Finance Video

Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

School Transport business seeks cashflow facility

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Running a school transport business had always been a rewarding venture for our client, but it came with its challenges. The business started out as a sole trader and the owner built a reliable service, transporting students safely to and from school every day.

Secured loan for Property Landlord

Following an introduction from a local Accountancy practice, we were asked if we could assist one of their clients (a property landlord with an extensive HMO portfolio) with the restructuring of a COVID legacy loan.

Hire Purchase funding for growing service business

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While lockdowns and Covid may seem a distant memory, it has taken time for businesses to bounce back.  That was certainly case for our returning  client who  repaired and maintained lifts. With the closure of offices during Covid and people working from home, demand for their services sharply fell. 

Term loan for new dental surgery

With a perceived shortage of dentists across the UK it was great to be able to assist a new start practice.  The business owners had many years experience in the sector but were setting up a new 'Squat' dental practice. In essence this is starting up a site from scratch rather than taking over an existing business.

Ticket Machines funded via Hire Purchase Facility

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If you run a successful bus & coach business you need to keep on top of the latest technology; whether that's electric buses or the latest ticket machines.  It was the latter we were approached to fund, with machines being replaced in 6 buses. With everything seeming to go contactless, long gone are the days of buying a ticket with cash from a conductor!

Testimonials

We’re very proud of the nice things our clients say about us.

Director of New Start Camper Van Business

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"I wish to thank you and Carol very much for your assistance in securing finance for "Maggie", the first of, I hope, many Wee Coos! The process from start to finish was flawless and both your professionalism and transparency was much appreciated.

Director of growing business - London

The money has landed in our account, all good. Thank you for your help. Once we've moved it would be nice to show you around our new offices. 

Company Director - Hampshire

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I met Steve at a Thames Valley Chamber of Commerce event a couple of months ago. He and the team have been fantastic getting the finance in place quickly and with zero fuss. I couldn’t recommend them more!

Business Entrepreneur

I was introduced to TVAF by my mortgage advisor.  Having worked in business for many years I look to work with people who I get on well with and look after my interests. A professional service and a good relationship is key.   

Company Director in North West England

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It's an amazing car mate. Absolutely stunning, it drives like it's gliding. Thanks for all you continued help.